Divorce, Job Loss, Injury, Medical Bills, Unexpected Expenses
There are several reasons why we find ourselves in a financial crunch, but please know that there are options. You can pull through and find yourself moving forward with a new, more positive outlook to your future.
Is Now The Right Time For You?
Bankruptcy can stop all creditor phone calls, court proceedings and garnishments even if they are already in place.
Some types of creditors are willing to give you credit upon filing a bankruptcy, and this can often help you rebuild your credit.
Often, the fear of losing all of their property may stop people from filing bankruptcy, however, you can "exempt" property from the bankruptcy. Most people find that most, if not all, of their property is exempt from the bankruptcy, which means that they are allowed to keep that property. There are limits to these exemptions - please seek legal advice on these exemptions before filing.
Are you receiving creditor calls, court proceedings, garnishments?
If so, perhaps maybe now is the right time to consider bankruptcy as a possible answer.
Owe State and Federal Taxes?
These may be included in your bankruptcy in certain circumstances.
Contact us to find out more information, and whether or not bankruptcy is a good option for you.